Approach
Funding, without the runaround.
Banks take weeks to decide, and weeks more to fund. Hightower reviews files directly and moves quickly when the fit is right — plain terms, clear structure.
Why work with us
Four reasons owners come back
Plenty of firms provide capital. We compete on speed, cost, and getting you a straight answer from the person who decides.
Direct review
Files are reviewed directly by the people who decide. Deposits, balances, revenue patterns, and operating history. Not a scoring model running in the background.
Fast decisions
When the file is clean and the fit is right, a decision can be made in hours. Funding can move shortly after. The timeline is set by the file, not by a queue.
Plain terms
You see the full cost before you sign. Every fee, every number, in plain language. If a term is not clear, ask. We will explain it.
Real people
We answer the phone. You talk to the person reviewing the file. Not a portal, not a script. The same person stays on the relationship after the funding lands.
How it works
Apply, decision, funded
Three steps. Many go from first call to funded in about a week.
Apply
A short application and three to six months of business bank statements. Usually no tax returns, business plan, or collateral. About ten minutes to complete.
Review
We look at how the business actually performs: deposits, balances, revenue patterns, and operating history. When the file is clean, a decision can often come the same day.
Funding
Agree to the terms. When the file is clean and the fit is right, funding can move quickly, often within the same week.