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Hightower Capital

What we fund

Four kinds of capital. One fast process.

Growth capital, expansion capital, bridge funding, and working capital. Different needs, different products. Each one sized to the business and reviewed directly.

Plainly

These are funding products. We provide capital — we do not manage money or give financial advice.

Hightower is a specialty finance firm. You tell us what the business needs and we fund it.

01

Growth Capital

Money to put behind growth: marketing, hiring, new products, a season you expect to be busy.

Growth costs money before it returns any. Growth capital funds the spend that comes first: a marketing push, a new hire, a product line, the inventory for a season you are betting on. You spend ahead of the revenue and repay as it arrives.

It is for businesses that can see the next step clearly and need capital to take it.

What it funds

Marketing and customer acquisition
Hiring ahead of demand
New product lines
Seasonal ramp-ups
02

Expansion Capital

Larger funding for a bigger move: a new location, major equipment, or a contract you could not take before.

Some moves need more than working capital. Expansion capital funds the larger commitments: opening a second location, buying equipment, or taking on a contract whose size you could not cover alone.

What it funds

A second or third location
Equipment and build-out
A contract too large to self-fund
Acquiring an asset or a competitor
03

Cash Flow Bridging

Short-term funding that closes a timing gap. Money owed to you is slow. Money you owe is not.

Invoices, receivables, and net-60 terms leave plenty of profitable businesses short on cash. Bridge funding covers the gap: short-term capital against revenue you have earned but not yet collected. It clears when the receivable does.

Use it to meet a deadline that lands before a payment does, or to smooth a month that runs uneven.

What it funds

Slow receivables and unpaid invoices
Net-30 and net-60 client terms
A payroll or tax deadline before a payment lands
Uneven month-to-month cash flow
04

Working Capital

Money to run the business day to day: payroll, inventory, suppliers, and the orders already on your desk.

Working capital covers the gap between what it costs to operate and what has come in. Use it to make payroll, buy inventory ahead of demand, or pay a supplier to lock in a price. The funding is sized to your revenue, not to collateral you have to pledge.

Steady operations. A short cash gap. An order you cannot yet afford to fill.

What it funds

Payroll and day-to-day operating costs
Inventory and stock ahead of demand
Supplier payments and bulk-buy discounts
Orders you cannot yet afford to fill

One process

Every product, the same fast process.

Whichever product fits, the path is the same. A short application, direct review, and funding that can move quickly when the fit is right. Payments are sized to your revenue.

Next

Find the funding that fits.

Not sure which product is right? Tell us the situation. We will point you to the one that fits, and fund it.